Vicky Richey

Welcome to Vicky Richey State Farm!

I grew up in the town of Watonga, Oklahoma where I learned the importance of community and the value of small businesses and entrepreneurship within a small town. I graduated from the University of Central Oklahoma with a bachelor’s degree in finance. After working in the claims department for State Farm for 5 years, I decided to pursue a career as an agent to help others learn and understand the importance of being financially and practically prepared for life’s unexpected moments. I have worked for State Farm for 30 years and value the relationships and friendships established with my customers.

At the Vicky Richey Agency, my team and I operate from the core value that my business was established upon in 1999. That core value is to help individuals with all of their insurance and financial needs, regardless of your level of experience with those products or needs. My team and I also like to stay involved in our local community and participate in school and mentor programs!

At our office, we understand that insurance isn't one-size-fits-all—it's about protecting the lifestyle you’ve worked hard to build. That’s why we offer coverage for everything from your everyday companions to your biggest adventures. Whether it’s pet insurance for your furry family member, motorcycle insurance for the open road, or RV insurance for those weekend getaways, we’re here to help you stay protected no matter where life takes you. We also offer coverage like electric vehicle insurance for modern drivers, antique and classic car insurance, boat insurance for time spent on the water, and farm and ranch protection for those who live and work on the land.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

My team and I work to accommodate customers by offering bilingual services, and excellent customer service, that emphasizes the customer’s needs first. We are excited about the opportunity to help you with your insurance and financial services. Whether you are looking for auto insurance, renters' insurance, home insurance, life insurance, motorcycle insurance, pet insurance, travel trailer insurance, health insurance or more, we are ready to help! Click, call, or come give us a visit. We love serving our local community of Oklahoma City and the surrounding areas!